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E-SIGN Modernization

ABA Position

ABA supports the E-SIGN Modernization Act, which would streamline how consumers consent to receiving electronic documents, such as bank statements, account information and contracts. The outdated provision impedes the ability of banks to use digital channels to meet customers’ needs and preferences, drive operational efficiencies, and safely and effectively reach customers throughout the COVID-19 pandemic and beyond.

Support S. 4159: Enact the Electronic Signatures in Global and National Commerce Act (S. 4159), which would alter the 20-year-old existing law to reflect technological advancements and shifting consumer preferences—allowing banks to better serve their customers.

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Related Training & Events

  • ABA Experts Webinar: What You Need to Know about the CRA Final Rule

    Recorded Webinar | November 3, 2023

    The federal banking agencies have finalized the long-awaited overhaul of regulations that implement the Community Reinvestment Act. The new rule aims to reflect the digital delivery of financial products and services and enhance economic opportunity for low-and moderate-income individuals and communities. It also has strategic implications for banks that may affect your growth strategy and expansion into new markets.

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