Jump to Content
close
close
ABA: The American Bankers Association

R&T Deposit Solutions

Silver Associate Member Member Since March 2016

R&T Logo
R&T Logo Founded in 1974, R&T Deposit Solutions is a privately held financial technology company based in New York City. With over $200 billion in assets under administration, R&T offers a wide range of innovative tech-enabled services to help banks, credit unions, trust companies, broker-dealers, wealth managers and fintechs meet their unique cash sweep, deposit funding, and securities-based lending needs.

Through the Demand Deposit Marketplace® (DDM®) program, R&T provides participating banks with access to a diversified source of deposit funding as well as the ability to provide their underlying customers, including fintechs and their customers, with access to millions of dollars in FDIC insurance on their deposits. The reciprocal feature of the DDM program also enables participating banks to retain higher levels of insured deposits, or to send excess deposits by accessing the program’s network of over 350 banks. In addition, the program can be configured to meet the needs of each participating bank, allowing banks to white label to extend their own brand, set the interest rate paid to their customers and determine the level of available FDIC insurance that best serves their customer base. Go to rnt.com/about/bank-lists/ for a list of the banks and savings associations with which R&T has a business relationship for the placement of deposits under the programs they administer, and into which a participating institution may place deposits (subject to the limits and terms of those programs and any opt-outs by the participating institution and/or their customers).

Become an Associate Member

If you're interested in recognition, access, and exposure to the banking industry, become an Associate Member of ABA.

Join ABA