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ABA: The American Bankers Association

Cryptocurrency and Digital Assets Policy

ABA Position

ABA is working to help banks safely meet customer demand for digital assets while working to minimize any risk novel assets present to consumers or our economy. Interest in digital assets and cryptocurrency has exploded in the past year. Consumers are increasingly seeking to access these decentralized markets through trusted intermediaries such as banks. In parallel, where digital assets present novel risks to consumers, our financial infrastructure and our economy more broadly, ABA is advocating for a safer, more level regulatory playing field.

Related Training & Events

  • ABA Experts Webinar: What You Need to Know about the CRA Final Rule

    Recorded Webinar | November 3, 2023

    The federal banking agencies have finalized the long-awaited overhaul of regulations that implement the Community Reinvestment Act. The new rule aims to reflect the digital delivery of financial products and services and enhance economic opportunity for low-and moderate-income individuals and communities. It also has strategic implications for banks that may affect your growth strategy and expansion into new markets.

  • Canapi + Community Banks: Funding the future of financial services, Part II: Digital Assets

    Recorded Webinar | June 8, 2022

    Given the rapid evolution in the bank-fintech market, it’s hard for banks to stay on top of partnership and investment opportunities, including lending, payments, fraud, identity, and blockchain capabilities. That’s where Canapi Ventures can help.

Our Experts

Hu Benton

Hu Benton

Senior Vice President & Policy Counsel

Regulatory Policy

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Brooke Ybarra

Brooke Ybarra

Senior Vice President, Innovation & Strategy

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Press Contact

Sarah Grano

(202) 663-5470

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Digital Assets Working Group

ABA’s Digital Assets Working Group convenes as needed to share information and discuss regulatory and legislative developments on digital asset issues, including central bank digital currency (CBDC), stablecoin, and “traditional” cryptocurrencies.