Credit Cards | American Bankers Association

Jump to Content

Search ABA

Search ABA

News

NewsByte
CFPB to curtail credit card late fee safe harbor
March 05, 2024
Press Statement
ABA Statement on CFPB’s Final Credit Card Late Fee Rule
March 05, 2024
Article
CFPB analysis obscures truth on credit card market
March 05, 2024
NewsByte
ABA blasts misleading CFPB rhetoric on credit cards
March 01, 2024

Consumers find credit cards rewarding

A new survey reveals 9 in 10 consumers value their credit cards’ reward programs while 74% would be disappointed to lose them.

VIEW THE INFOGRAPHIC

Related Training & Events

Deposits: Strategies to Manage Liquidity and Funding Costs
Recorded Webinar | March 28, 2024
Processing Credit Card Billing Errors and Unauthorized Use Claims
Self-Paced Training
Understanding Credit Card Billing Errors and Unauthorized Use
Self-Paced Training
Credit Card Regulations for Compliance Professionals
Self-Paced Training

ABA Resources

Infographic
2023 Consumer Satisfaction Survey
October 6, 2023
Report
The Benefits of Credit Card Rewards
June 23, 2021
Infographic
Chip Cards Infographic
October 31, 2015

Industry Resources

Agent Bank Card Program

ServisFirst allows banks to offer credit cards to customers featuring their own bank logo with two card programs available for consumers and businesses - platinum benefits and cash back rewards. ServisFirst shares 20% of net credit card profits and ABA members pay no implementation fees.

Explore the Solution

Policy Analysis & Advocacy Efforts

Letter to Congress & Regulators
Joint Alliance Letter re NPRM on Debit Card Interchange Fees and Routing (Regulation II), Docket No. R‐1818
February 14, 2024
Letter to Congress & Regulators
Joint Trades Letter re H.R. 3549 Predatory Lending Elimination Act
December 19, 2023
Letter to Congress & Regulators
NPRM on Debit Card Interchange Fees and Routing (Regulation II), Docket No. R‐1818
December 4, 2023
Letter to Congress & Regulators
State Bankers Association Letter to Senate and House Opposing Credit Card Competition Act
September 22, 2023

Credit Cards Regulatory Proposals

Current Issues

Interest Rate Caps

Related Acts & Regulations

Related Products

Our Experts

Nessa Feddis

Senior Vice President & Senior Counsel, Regulatory Compliance and Policy

Brian Murphy

SVP, Card Policy Council

Bank Cards, Card Policy, Payment Systems

Stay Connected

Cyber and Information Security Working Group

Share information and best practices on digital threats.

Card Information Sharing Group

Share trends and emerging patterns related to card authorization and fraudulent transactions.

Commmittee Icon Light

Payment Systems Open Committee

Promote the interests of ABA members regarding payments system issues and analyzes emerging technologies that could impact bank operations.