Fair Credit Reporting Act (Reg V) | American Bankers Association

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Some FCRA provisions are implements under Regulation V. The CFPB has indicated that it plans to being rulemaking in November 2023.

Statutes

15 U.S.C. 1681

Rules & Regulations

Regulation V (12 C.F.R. 1022)

Staff Analysis

Proposal Prohibiting Inclusion of Adverse Information in Consumer Reports
April 21, 2022
CFPB’s 2022 Report of Credit and Consumer Reporting Complaints
January 13, 2022
Summary of Bills Amending the Fair Credit Reporting Act
February 13, 2020
Summary of Fall 2019 CFPB Supervisory Highlights: FCRA Furnisher Provisions
December 17, 2019

FCRA Questions from the Hotline

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Agency Guidance

CFPB expects CRAs and furnishers to comply fully with FCRA requirements
September 4, 2013

Exam Procedures

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Policy Library
News

Policy Library

Comment Letter
Joint Comments to CFPB on the FCRA Rulemaking Process
November 17, 2023
Comment Letter
ABA Letter to CFPB on Data Broker RFI
June 13, 2023
Comment Letter
Letter to CFPB on Credit Header
May 2, 2023
Amicus Brief
Holden v. Holiday Inn
February 15, 2023

News

Article
The 2024 compliance outlook
January 18, 2024
NewsByte
CFPB issues final rule on credit reporting protections for human trafficking survivors
June 23, 2022
NewsByte
ABA weighs in on CFPB’s human trafficking, credit reporting proposal
May 10, 2022
Article
Can We Block Credit Applications from Consumers Who Were Denied Because of a Credit Freeze?
November 08, 2021

Proposed Rules

CFPB: Request for Information Regarding Data Broker Practices

Related Training & Events

Fair Credit Reporting Act (FCRA)
Self-Paced Training
FCRA Overview
Self-Paced Training
FCRA Notice to Consumers (Risk-Based Pricing)
Self-Paced Training
FCRA Permissible Purpose
Self-Paced Training

ABA Resources

ABA Web Page
Existing Privacy Laws Already Regulate Information Sharing
December 31, 2021
Guide
ABAWorks on Fraud: Identity Theft Red Flag Regulation
April 29, 2013

In Depth

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Our Experts

Nessa Feddis

Senior Vice President & Senior Counsel, Regulatory Compliance and Policy

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